Our figures

Where our figures come from

Every calculator here works from published UK figures: tax bands, National Insurance and student loan thresholds, statutory pay rates, property tax bands and more. Below is each set of figures, the period it applies to, when we last checked it against the official source, and a link so you can check it too.

Last updated 28 October 2026

How we check

When figures change, usually on 6 April with the new tax year or after a Budget, we update the calculators and compare every figure in the set with its official source. The date beside each set below is the last time all of its figures were compared and matched. Where there's no date, we haven't yet been able to confirm every figure in that set on an official page.

Each calculator also says, under its form, how current its figures are, and warns you plainly if they've gone out of date. The calculators and their figures are maintained by George Burgess. If you spot a figure that doesn't match the official one, please tell us.

The figures

Income tax, National Insurance and student loan thresholds

Applies to: 2026/27
Last checked: 15 October 2026
Official source: GOV.UK
Used by: Budget 2026, Capital Gains & Dividend Tax, £100k Childcare Trap, Dividend Tax, Fuel Duty & Mileage, Minimum Wage Rise, PAYE Salary, Pension, Pension Inheritance Tax, Redundancy Pay, Rental Income Tax, Savings Interest Tax, Self-Employed Tax, Sole Trader vs Limited Company, Student Loan Repayment

Coming up: from 6 April 2027, property and savings income tax rates rise to 24%, 44% and 49% (4 points above today’s), the Business Asset Disposal Relief lifetime limit falls from £1 million to £500,000, and the trading allowance rises from £1,000 to £3,000 (announced at the 28 October 2026 Budget, not yet law).

Student loan repayment thresholds

Applies to: 2026/27
Last checked: 15 October 2026
Official source: GOV.UK
Used by: Student Loan Repayment

Coming up: from 6 April 2027, the Plan 1 threshold rises to £28,005.

Student loan interest rates

Applies to: 1 September 2026 to 31 August 2027
Last checked: No check date recorded yet
Official source: GOV.UK
Used by: Student Loan Repayment

Redundancy, statutory pay and holiday figures

Applies to: 2026/27
Last checked: 15 October 2026
Official source: GOV.UK
Used by: Adoption Pay & Leave, Budget 2026, Maternity & Paternity Pay, Minimum Wage, Minimum Wage Rise, Pro Rata Salary & Holiday, Redundancy Pay, Shared Parental Leave, Statutory Sick Pay

Coming up: from 1 January 2027, Scotland goes back to 9 bank holidays (2026 has a one-off extra on 15 June).

Minimum wage rates and the accommodation offset

Applies to: 2026/27
Last checked: 15 October 2026
Official source: GOV.UK
Used by: Adoption Pay & Leave, Budget 2026, Maternity & Paternity Pay, Minimum Wage, Minimum Wage Rise, Pro Rata Salary & Holiday, Redundancy Pay, Shared Parental Leave, Statutory Sick Pay

Coming up: from 1 April 2027, the National Living Wage rises 3.9% to £13.21 an hour, the 18 to 20 rate to £11.27, the rate for under 18s and apprentices to £8.31, and the accommodation offset to £11.53 a day (announced at the 28 October 2026 Budget).

Pension allowances and the State Pension

Applies to: 2026/27
Last checked: 15 October 2026
Official source: GOV.UK
Used by: Minimum Wage Rise, Pension

Coming up: from 6 April 2027, unused pensions start to count towards an estate for Inheritance Tax.

Inheritance Tax thresholds and reliefs

Applies to: 2026/27 (frozen until April 2031)
Last checked: 15 October 2026
Official source: GOV.UK
Used by: Inheritance Tax, Pension Inheritance Tax

Coming up: from 6 April 2027, unused pension funds and death benefits count towards the estate.

The intestacy rules’ fixed sums for a husband, wife or civil partner

Applies to: 2026/27
Last checked: 15 October 2026
Official source: GOV.UK
Used by: Intestacy (No Will)

Tax-Free Childcare, funded hours and the minimum earnings test

Applies to: 2026/27
Last checked: No check date recorded yet
Official source: GOV.UK
Used by: £100k Childcare Trap

Stamp Duty Land Tax rates and thresholds

Applies to: Since 1 April 2025
Last checked: 28 October 2026
Official source: GOV.UK
Used by: Stamp Duty Property Tax

Land and Buildings Transaction Tax rates and thresholds

Applies to: Since 1 April 2021 (ADS since 5 December 2024)
Last checked: 15 October 2026
Official source: Revenue Scotland
Used by: Stamp Duty Property Tax

Land Transaction Tax rates and thresholds

Applies to: Since 10 October 2022 (higher rates since 11 December 2024)
Last checked: 15 October 2026
Official source: Welsh Government
Used by: Stamp Duty Property Tax

Card providers’ minimum payment rules

Applies to: October 2026
Last checked: 21 October 2026
Official source: Each provider’s own terms, listed here
Used by: Credit Card Minimum Payment, Multi-Credit Card Payoff

The 28 October 2026 Budget: announced changes

Applies to: 2026/27 and 2027/28
Last checked: 28 October 2026
Official source: GOV.UK
Used by: Budget 2026, Fuel Duty & Mileage, Minimum Wage Rise