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UK Minimum Wage Rise Calculator

Your pay and hours

See what the minimum wage rise on 1 April 2027 adds to your pay, after Income Tax and National Insurance.

Your rate
hours
Your paid hours. 35 a week is what the Budget uses for full time.
Your pay now
Where you live

Scotland has its own Income Tax rates.

Your pension

At the usual minimum: 5% of your pay above £6,240 a year, taken before tax.

Minimum wage rates current for 2026/27, last checked against GOV.UK.

Results update as you type

Your results

More take-home a year
£655
£12.60 a week, or £54.60 a month
Your rate from 1 April 2027
£13.21
50p an hour more than £12.71
More pay before tax
£910
A year, for 35 hours a week
Income Tax on it
£182
At 20%
National Insurance on it
£72.80
At 8%
You keep
72p
Of each £1 of the rise

The rise is the law: from 1 April 2027 your employer has to pay at least £13.21 an hour. Pay for work before then stays at today’s rate.

Your pay before and after

Your payNowFrom 1 April 2027Difference
Hourly rate£12.71£13.21+£0.50
Pay a year, before tax£23,132£24,042+£910
Income Tax£2,112£2,294+£182
National Insurance£845£918+£73
Take-home a year£20,175£20,830+£655
Take-home a month£1,681.23£1,735.83+£54.60
Take-home a week£387.98£400.58+£12.60

A year is 52 weeks. Tax and National Insurance use this year’s rates and thresholds, which stay frozen until 2031.

The new rates

Age or typeNowFrom 1 April 2027Full time, a year more
21 and over (National Living Wage)£12.71£13.21£910
18 to 20£10.85£11.27£764
Under 18£8.00£8.31£564
Apprentice£8.00£8.31£564

Full time is 35 hours a week for 52 weeks, before tax. The accommodation offset, the most an employer can count for housing it provides, rises from £11.10 to £11.53 a day.

Using this calculator

Choose your age and enter your hours. If you’re paid the minimum wage, that’s all: the calculator works out your pay now and from 1 April 2027. If you’re paid a different rate, enter it, and it shows whether the rise reaches you. The results show the extra pay before and after tax, by year, month and week.

  • The new minimum applies to pay for work from 1 April 2027. If you’re paid monthly, your April pay may be part old rate and part new.
  • If you’re paid more than the new minimum, the law doesn’t make your employer give you a rise, though many pay rises follow it.
  • Apprentices get the apprentice rate if they’re under 19, or 19 or over and in the first year. After that, choose your age instead.
  • Tick the pension box if you’re in a workplace pension at the usual minimum. Some of your rise then goes into it, which is still your money.

To check you’re paid enough now, with deductions and accommodation, use the Minimum Wage Checker, and for who gets which rate, read the minimum wage, explained.

Related calculators: take-home pay on your new salary, part-time pay and holiday, what Budget 2026 means for you, and Statutory Sick Pay.

How the figures are worked out

Your hourly rate times your hours times 52 gives your pay for a year, now and from 1 April 2027. If you’re on the minimum wage, both rates are the minimum for your age; if you enter your own rate, the new one is whichever is higher, your rate or the new minimum. Income Tax is worked out on each year’s pay with the Personal Allowance (£12,570) and this year’s bands, and National Insurance at 8% on pay between £12,570 and £50,270 and 2% above. A workplace pension takes 5% of pay above £6,240 before Income Tax, but not before National Insurance. The difference between the two take-home figures is what the rise is worth to you. Scotland’s rates for 2027/28 aren’t set yet, so for Scotland this year’s Scottish rates are used.

Where the figures come from

Every rate checked against GOV.UK and the Budget document in October 2026.

Announced, and due to start on 1 April 2027: the new rates come in through regulations, as they do every year. This calculator shows them as announced at the 28 October 2026 Budget.

Frequently asked questions

How much is the minimum wage going up in April 2027?

By 3.9% on 1 April 2027. The National Living Wage for workers aged 21 and over goes from £12.71 to £13.21 an hour, the rate for 18 to 20 year olds from £10.85 to £11.27, and the rate for under-18s and apprentices from £8.00 to £8.31. The accommodation offset rises from £11.10 to £11.53 a day.

How much more will I take home?

On the National Living Wage for 35 hours a week, your pay goes up by £910 a year before tax: 50p an hour, times 35 hours, times 52 weeks. You pay 20% Income Tax and 8% National Insurance on it, so you keep £655.20 a year, or £12.60 a week. Part-time workers earning under £12,570 a year keep all of the rise.

Do I get the rise if I’m paid more than the minimum wage?

Not by law. The rise only means your employer can’t pay less than the new rate. If you’re already paid £13.21 or more as an adult, your pay doesn’t have to change, though many employers raise other pay at the same time. If you’re paid between today’s rate and the new one, your pay must go up to the new rate.

When does the new rate start?

For pay for work done from 1 April 2027. If you’re paid weekly, the first full week at the new rate is the one that starts on or after 1 April. If you’re paid monthly, April’s pay may be part at the old rate and part at the new.

Why do I keep only some of the rise?

Because Income Tax and National Insurance are taken from it, like the rest of your pay. Above £12,570 a year, 20% Income Tax and 8% National Insurance come off each extra pound, so you keep 72p. If you pay into a workplace pension, 5% goes into it as well, which is still your money.

Does the rise affect my Universal Credit?

It can. Universal Credit goes down by 55p for each £1 you earn above your work allowance, after tax and National Insurance, so part of the rise is taken back. This calculator doesn’t include benefits: check with your Universal Credit account or an adviser.

Do apprentices get the rise?

Yes. The apprentice rate goes up from £8.00 to £8.31 an hour. It applies to apprentices under 19, and to those 19 or over in the first year of their apprenticeship. After that first year, an apprentice gets the rate for their age.

Is the rise the same across the UK?

Yes. The minimum wage is the same in England, Scotland, Wales and Northern Ireland. What you keep can differ a little in Scotland, which sets its own Income Tax rates. Scotland’s rates for 2027/28 aren’t set yet, so this calculator uses this year’s.

What if my employer doesn’t pay the new rate?

Raise it with them first; it may be a mistake. Acas gives free, confidential advice, and you can complain to HMRC, which can make your employer pay what you’re owed and fine them. The Minimum Wage Checker works out whether you’re paid enough, with deductions and accommodation.

What doesn’t this calculator cover?

Student loan repayments, benefits such as Universal Credit, tax codes other than the usual one, pay that varies from week to week, and the deductions and accommodation that count towards the minimum wage. For those, use the PAYE calculator and the Minimum Wage Checker.